Adorning Child Hood!!

I used to wonder sometime back, how wonderful it would be to relive the Childhood Days,…Knowingly…Nature blesses you and gifts you with a Kid to revisit those nostalgic days….

Being Away from my Son for 3-4 months due to Project Assignments, I always felt guilty of not having spent quality time like his mom..

On Sunday, My wife was not feeling well and circumstances forced me to take the role of Baby sitter….

It started with the change of Diapers/Shirt…. When I changed the Diaper… I could feel the sense of total relieve ness and before I could acknowledge it, he sanctified me with a hot shower for a few seconds.. That was just the Jump start on Sunday Morning…

With 6 Months old… We were focusing on getting him to the habit of crawling…So I made him lie down on the Mat…..with his tummies on the ground… A play toy which had the sound effects and comes back equally to the distance we pushed…The giggles rythmically with the play toy, Eagerness from eyes, made me look upon him with awe and surprise..

He felt the need to come forward and when it hit him and went back. he felt that he had done a great job…The Shrill Note at the peak of his pitch…confirmed that he was enjoying every moment…. After a short time of play, it was time for his Food.

His Mother had prepared a Mashed Rice Cake that was served in his favorite Bowl and Spoon… Placing him in the Fag end of the Thigh being squatted, he was watching me curiously… Every spoon to his mouth required some gimmicks/pranks/variety to take the food in.. Some songs and rhymes came to my rescue to get the task done…

On completion of the same I saw a satisfied face ….guess from whom…Of course the Mother…

After a while, it was time to play lullaby with a cotton sari wrapped around him and with some tunes, he dozed off….

In the evening, it was Outing Time and this time, with his favorite vehicle
(Perambulator) where he owns supremacy… He enjoyed the gentle breeze, watching people, vehicles, shops and was enjoying the gift of nature…. Within 15-20 minutes he became active and was Inviting all and Smiling with his Mouth wide Opened…..Chuckling….Believe me it melted everyone whoever was available within the vicinity…It really taught me How Laughter is to be made….you feel lot satisfied seeing a ever smiling face…

I believe that Kids remind you of the Moments to enjoy and comprehend…all about life… "Life is not measured by the number of breathes but by the moments that takes your breath…"

Looking forward to more such fascinating moments....

Cheers
Suresh

How does Money Fly???

I have observed lot of times people fretting about money vanishing without notice…. Even the It folks do not fall back as an exception… While people consider IT Folks blessed with fat pay cheques…Does this not sound strange???

It is a well known fact that people who do not know how to manage money fall a prey to the order of impulsive buying and give up the need to control and audit the cash flow….

Now why does this become Important….? If you are not aware of the Principles of Cash Management, I am afraid that you might have to pay a high penalty in due course… and lose your valuable money

Principles of Cash Management: Do I need to get a Degree/Enroll for a specific course?

Fortunately, the Solution to this is basic numerical knowledge which we all learnt in school

How do we do that?

Simple…. Income Vs Expenses… Looks easy…However the Key is how you categorize your Expenses?
Maintaining an Expense Sheet on Monthly basis helps you to identify your Spend Thrift Areas/ Regular Dues and Impulsive shopping... ( Use a Digital Diary/small notebook to recollect all your expense for the day for different categories)

Some of the handy tips to keep your Cash Flow and Expenses prudent …

1. Discourage the usage of Credit Cards. It is better to use Debit Cards, so that you see the Money reduced immediately from the Cash Reserves
2. Planning to Go for Shopping – Go with a predefined list and stick on to it…(This will be difficult initially but will help you in the long run)
3. Make Investment – Periodically in different Instruments ( Mutual Fund/Banks/Housing) based on your Risk Capacity
4. Today, you have A/C in 3-4 banks. Make sure your spending goes from one dedicated A/C. This will help you to track and consolidate monthly
5. Allocate a Budget every month and stick on to it… ( Your Expense Graph will indicate your Stop Spending Areas)
6. While Purchasing Groceries/Food Material/Fruits ask on the Cost and Seek the best shop that gives your goods with nominal rates and good quality ( Super Markets)
7. Even When you use Food Coupons be cautious in spending ( After all they also come from your money)
8. Maintaining Orderliness in Home/Offices: Most of the time, we do not have time to search for items and we invariably land up in adding duplicates.
9. Reusability should be aimed at in all possible areas. ( Water/Paper/Clothes)
10. Read Magazines like Money Control/Naanayam (Tamil) which have wealth of tips to improve your financial Style…

I have been able to Track /Monitor by Spending since I started my career and it has given me some valuable insights to the idea of Financial Management… Wanted to share some of them….

If you are more interested, I will be happy to share some of simple tools/templates that can aid you Manage your Expenses brilliantly!! Do pass on your comments and Suggestions as always

Regards
Gps